Refinance or purchase a home with no monthly mortgage payments.

NW Reverse Transparent
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Welcome to Northwest Reverse Mortgage, your trusted local resource for reverse mortgages in these states:

1. Alaska
2. Alabama
3. Arizona
4. California
5. Colorado
6. Delaware
7. Florida
8. Idaho
9. Georgia
10. Kentucky
11. Louisiana
12. Maryland
13. Michigan
14. Montana
15. Oregon
16. Pennsylvania
17. Tennessee
18. Texas
19. Virginia
20. Washington
Based in Clackamas, Oregon, we proudly call the Pacific Northwest home. Our mission is to offer top-tier service backed by education, ensuring you make the optimal decisions for your unique situation. From Boise to Bend, Austin to Augusta, Denver to Dover, Helena to Hoover, Nashville to New Orleans, Richmond to Red Rock, Seattle to Sacramento, and many more, we're your go-to experts in all aspects of reverse mortgages.

Meet Our Founder and Reverse Mortgage Expert

With over two decades of experience in the industry, Jeff Foody founded Northwest Reverse Mortgage in 2019 with a sole focus on providing exceptional reverse mortgage services. We believe that experience with the many intricacies of reverse mortgages is key, and we're here to guide you every step of the way. Reach out via email or phone, and we'll assess your reverse mortgage eligibility and discuss qualifications, all without the need for a credit check. Get your no-obligation loan estimate today!

Demystifying Reverse Mortgages

Our mission is to debunk the myths surrounding reverse mortgages. These financial tools were designed to empower seniors to access home equity without relinquishing homeownership. We prioritize reverse mortgage education to help you make informed decisions. Learn about common misconceptions by perusing our blog and videos in the tabs above.

Personalized Approach and Professional Relationships

Involve your advisors and loved ones in the process. With an array of reverse mortgage loan programs, we never take a one-size-fits-all approach. Understanding your eligibility and the potential of a reverse mortgage to enhance your quality of life is vital. As reverse mortgage specialists, we offer access to a comprehensive range of reverse mortgage options in Alaska, Alabama, Arizona, California, Colorado, Deleware, Florida, Idaho, Georgia, Kentucky, Louisiana, Maryland, Michigan, Montana, Oregon, Pennsylvania, Tennessee, Texas, Virginia, and Washington

Unlocking New Opportunities

Beyond serving our clients, we offer workshops for real estate agents and financial advisors. These sessions teach you how to guide your clients in utilizing reverse mortgages as a tool to secure their financial future or enhance their lifestyle. With reverse mortgages, you'll provide options that can make a real difference in your business.

Exploring Your Options for Senior Homeownership

Whether you're considering refinancing, purchasing a new home, or accessing equity through a proprietary reverse mortgage, we're well-versed in every aspect of reverse mortgages. Our expertise is at your disposal to discuss your retirement planning needs.

Discover More Reverse Mortgage Information

Explore the tabs above to learn about reverse mortgage eligibility, how they function, the various types available, and how they can elevate homeownership in retirement. When you're ready for personalized advice from our reverse mortgage specialist, Jeff Foody, complete our questionnaire or give us a call at 503-427-1667. Your no-obligation custom information packet awaits!

Thank you for visiting us! For more insights into our work, visit our Facebook page and stay connected.



Stay knowledgeable about what's going on in the current market and learn more about Reverse Mortgages with our regularly updated Blog.


Get the Facts about Reverse Mortgages and Stretch Your Retirement Savings: Check out the latest Reverse Mortgage news and stories on our Blog Here!


Let us uncover your reverse mortgage eligibility with just a few questions.


Is a reverse mortgage the right choice for you? Only you will be able to make that decision, but we can provide the information you need and the education it requires for you to make the optimal decision for your future.


Watch our videos to get a more in depth understanding of the reverse mortgage products.


Watch our videos to get a more in depth understanding of the reverse mortgage products.

Our time together

HECM Reverse Mortgage

A HECM reverse mortgage is an FHA-insured loan available to seniors aged 62+ which allows them to convert equity in their home into cash with no monthly mortgage payments required. 

Reverse For Purchase

A reverse mortgage for purchase allows seniors age 55+ to purchase a new principal residence with no monthly mortgage payments using loan proceeds from the reverse mortgage. We offer every reverse mortgage for purchase program available. 

Proprietary Reverse Mortgages

Proprietary reverse mortgages are loan programs offered by some lenders and are not FHA insured. They can be used for loan amounts up to $4 million and are available to people as young as 55 in most states. They can be used to refinance or purchase a new primary residence with no monthly mortgage payments. 

Proprietary HomeSafe

The HomeSafe program is a type of proprietary reverse mortgage that can be used for loan amounts up to $4 million. We have access to every proprietary program available. 

Proprietary Platinum

Platinum reverse mortgages are proprietary loans that can be used to purchase or refinance a home with loan amounts up to $4 million with no monthly mortgage payments required. 

Whether you want to purchase a new home or refinance, we have options for people aged 55+ in Oregon, Washington, Idaho, and California to meet their goals with no monthly mortgage payments required. Reach out today to learn more about how a reverse mortgage can be part of a balanced retirement portfolio.

Purchasing a Home with a Reverse Mortgage

Home Equity Conversion Mortgage (HECM) for Purchase (H4P) is a reverse mortgage that allows seniors aged 62 or older, to buy a new principal home using loan proceeds from a reverse mortgage. The HECM for Purchase Program provides the opportunity to purchase a new principal residence with HECM loan proceeds in a single transaction. The HECM loan does not require mortgage loan repayment until the borrower permanently leaves the home.

Reverse Mortgage expert Jeff Foody was featured on KOIN’s Wallet Wednesday on July 28th, 2022 to discuss how a reverse mortgage can be used as part of a robust retirement plan.

When planning for retirement, homeowners may have an option to use their home equity to fund their retirement plans and free up discretionary income. Jeff Foody with Northwest Reverse Mortgage was featured on KOIN’s Wallet Wednesday in July 2022 to discuss ways retirees and retiree hopefuls can use a reverse mortgage as part of a robust retirement plan that can allow for a greater quality of life.

reversemortgagenightmare (1)

After 100 days working with a large reverse mortgage lender in another state, these clients were fed up with the red tape and hubbub. A reverse mortgage horror story starts with inexperience, poor communication and lack of connection with your client. With a reverse mortgage, choosing a local provider can be the deciding factor on whether your experience is a reverse mortgage horror story, or an enchanting tale. Watch the video to see how one phone call with Northwest Reverse Mortgage changed everything for these clients.

Our President and Owner Jeff Foody MLO 253303 discusses what makes Northwest Reverse Mortgage different in this interview on KPTV FOX12 Local Business Spotlight.

For homeowners aged 55+, getting any mortgage is serious. At Northwest Reverse Mortgage, our job is to equip you with the information you need to make the optimal decision for your family; we are your local guide to a more secure future.

Gerald & Linda B.

Rockaway Beach, Oregon

To the Entire Team @ NW Reverse Mtg.

Thank You So Much for your hard work!

We really needed this process to be successful! Cancer is a ugly disease that is so devastating mentally, physically,& financially. The reverse mtg has allowed us to stay in our home.

Chris V.

Premiere Property Group, LLC
Oregon Real Estate Broker since 2003

"I have known Jeff Foody for close to 10 years and have used him on multiple deals including my Mother and my mother in law. He is extremely knowledgeable and very professional. If you have someone that is wanting the best person to help you with a reverse mortgage Jeff is the only choice for the job.”

Justin S.

Old Republic Title
Business Development Specialist

"I have had the privilege of knowing and working with Jeff Foody and his reverse mortgage team for the past number of years. Jeff is a man of integrity, ingenuity, professionalism and true expertise in the area of reverse mortgages. When it comes to the invaluable option of a reverse mortgage, there is no one else with more experience or with whom I would trust more, for both my own personal business as well as my referrals, than Jeff Foody and his team at Northwest Reverse Mortgage."

Shawn L.

Harris Berne Christensen LLP

"I’ve known Jeff Foody for over a decade. He knows the reverse mortgage industry inside and out. No one has more knowledge than Jeff on the subject. More importantly, he takes great care to thoroughly answer all questions asked of him and makes sure everything is done correctly. I fully endorse Jeff Foody. Shawn Lindsay, Oregon Attorney."

Ron L.

Satisfied Customer

Jeff is a man of Great integrity. Very Honest and straight shooter

Betty P.

Jeff, Breazy and Ginny were so helpful, knowledgeable and just plain nice.Jeff allowed me to proceed at my pace and was never pushy. I would (and already have done so)recommend Northwest Reverse Mortgage to everyone. They make you feel really comfortable with the decision to take out a reverse mortgage. After my loan closed I found myself missing my interaction with Jeff. How often can a person say that after borrowing money?? This is definitely the company to use for your reverse mortgage!

Tom S.

Excellent, excellent and excellent. The team at Northwest basically rescued us, after a bad experience with another national company. I highly recommend them. They give genuinely personal service and also very professional service. They know what they are doing!


“Craig and Sylvia both take medication to stay in good health. The cost of monthly meds and treatments makes it difficult for them to find the money needed to maintain the quality of life they once enjoyed…”

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© 2019 Northwest Reverse Mortgage, LLC
Powered by Amerifund Home Loans Inc. NMLS #347051

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Licensed in Oregon, Washington, California, Idaho, Arizona, Texas and Florida.

Office: (800) 806-1472
Toll Free: (800) 806-1472
Fax: (541) 253-4370


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Contact Us

Northwest Reverse Mortgage
10121 SE Sunnyside Rd
Ste 300
Clackamas, OR 97015
Phone: (503) 427-1667

Gresham Area

Northwest Reverse Mortgage powered by Amerifund NMLS #347051. Equal Opportunity Mortgage Broker licensed in Oregon, Washington, California, Idaho, Arizona, Texas and Florida. Credit on approval. Terms subject to change without notice. Not a commitment to lend. Contents not provided by, or approved by FHA, HUD or any other government agency. All potential tax benefits should be verified with a professional licensed tax advisor. NMLS Consumer Access

At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds; charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees; the loan balance grows over time and interest is charged on the outstanding balance; the borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home; interest on a reverse mortgage is not tax deductible until the borrower makes partial or full re-payment.