Refinance or purchase a home with no monthly mortgage payments.

NW Reverse Transparent

Whether you want to purchase a new home or refinance, we have options for people aged 55+ in Oregon, Washington, Idaho, and California to meet their goals with no monthly mortgage payments required. Reach out today to learn more about how a reverse mortgage can be part of a balanced retirement portfolio.

Reverse Mortgage expert Jeff Foody was featured on KOIN’s Wallet Wednesday on July 28th, 2022 to discuss how a reverse mortgage can be used as part of a robust retirement plan.

When planning for retirement, homeowners may have an option to use their home equity to fund their retirement plans and free up discretionary income. Jeff Foody with Northwest Reverse Mortgage was featured on KOIN’s Wallet Wednesday in July 2022 to discuss ways retirees and retiree hopefuls can use a reverse mortgage as part of a robust retirement plan that can allow for a greater quality of life.

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After 100 days working with a large reverse mortgage lender in another state, these clients were fed up with the red tape and hubbub. A reverse mortgage horror story starts with inexperience, poor communication and lack of connection with your client. With a reverse mortgage, choosing a local provider can be the deciding factor on whether your experience is a reverse mortgage horror story, or an enchanting tale. Watch the video to see how one phone call with Northwest Reverse Mortgage changed everything for these clients.

Jeff Foody, President and Owner of Northwest Reverse Mortgage discusses using a reverse mortgage to purchase a home on Oregon’s Fox12 AM Northwest on Dec 6th, 2021

For those aged 60+, purchasing a home in this hot housing market can be very stressful. With constant bidding wars, low inventory and quick sales, it can be hard to gain a competitive edge as a homebuyer. Learn how using a reverse mortgage helped our client gain a strategic advantage in her quest to purchase her next home in this interview. When you partner with Northwest Reverse Mortgage for your home loan, we put our many years of experience to work for you.

Our President and Owner Jeff Foody MLO 253303 discusses what makes Northwest Reverse Mortgage different in this interview on KPTV FOX12 Local Business Spotlight.

For homeowners aged 55+, getting any mortgage is serious. At Northwest Reverse Mortgage, our job is to equip you with the information you need to make the optimal decision for your family; we are your local guide to a more secure future.

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Welcome to Northwest Reverse Mortgage; your local reverse mortgage experts licensed in Oregon, Washington, Idaho, and California. We are committed to quality service by educating our clients about their options and providing solid information for you to make the optimal decision for your unique situation. Check out the tabs at the top of this page to learn more about how reverse mortgages work, the different types of reverse mortgages, and how reverse mortgages can be used to stabilize and secure homeownership throughout retirement.

We encourage our clients to invite their advisors and loved ones into this process. With the guidance of our qualified and knowledgeable brokers, our clients and their support team should feel comfortable with the decision and understand the impact this will have on quality of life.

When researching reverse mortgages, it is imperative to get your information from an experienced source. With over two decades in this industry, Jeff Foody started Northwest Reverse Mortgage in Oregon in 2019 with the goal of specializing in reverse mortgages exclusively in order to provide our clients a better experience tailored just for them. As President and Owner of Northwest Reverse Mortgage, he now leads a dedicated team of local brokers who are focused on guiding you to a more secure future.

We want our clients, their families, and advisors to be included in this decision and educated about the loan process.  We have many loan programs available, and we never take a one size fits all approach. Give us a call or shoot us an email and let us guide you through this decision to uncover the solution that fits you best.

Whether your goal is to refinance your current residence, purchase a new home or access some of your equity with a propriety reverse mortgage, all with no monthly mortgage payments; our team of licensed mortgage brokers are thoroughly experienced in every type of reverse mortgage and are eager to hear about your plans. Take these quick steps HERE or give us a call or text to get your customized information packet today.



Stay knowledgeable about what's going on in the current market and learn more about Reverse Mortgages with our regularly updated Blog.


Get the Facts about Reverse Mortgages and Stretch Your Retirement Savings: Check out the latest Reverse Mortgage news and stories on our Blog Here!


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Wondering how much you or your clients may qualify for on a refinance or a purchase? Download the app for Apple or Android today to get an idea.


Watch our videos to get a more in depth understanding of the reverse mortgage products.


Watch our videos to get a more in depth understanding of the reverse mortgage products.

Our time together

HECM Reverse Mortgage

A HECM reverse mortgage is an FHA-insured loan available to seniors aged 62+ which allows them to convert equity in their home into cash with no monthly mortgage payments required. 

Reverse For Purchase

A reverse mortgage for purchase allows seniors age 55+ to purchase a new principal residence with no monthly mortgage payments using loan proceeds from the reverse mortgage. We offer every reverse mortgage for purchase program available. 

Proprietary Reverse Mortgages

Proprietary reverse mortgages are loan programs offered by some lenders and are not FHA insured. They can be used for loan amounts up to $4 million and are available to people as young as 55 in most states. They can be used to refinance or purchase a new primary residence with no monthly mortgage payments. 

Proprietary HomeSafe

The HomeSafe program is a type of proprietary reverse mortgage that can be used for loan amounts up to $4 million. We have access to every proprietary program available. 

Proprietary Platinum

Platinum reverse mortgages are proprietary loans that can be used to purchase or refinance a home with loan amounts up to $4 million with no monthly mortgage payments required. 

Gerald & Linda B.

Rockaway Beach, Oregon

To the Entire Team @ NW Reverse Mtg.

Thank You So Much for your hard work!

We really needed this process to be successful! Cancer is a ugly disease that is so devastating mentally, physically,& financially. The reverse mtg has allowed us to stay in our home.

Chris V.

Premiere Property Group, LLC
Oregon Real Estate Broker since 2003

"I have known Jeff Foody for close to 10 years and have used him on multiple deals including my Mother and my mother in law. He is extremely knowledgeable and very professional. If you have someone that is wanting the best person to help you with a reverse mortgage Jeff is the only choice for the job.”

Justin S.

Old Republic Title
Business Development Specialist

"I have had the privilege of knowing and working with Jeff Foody and his reverse mortgage team for the past number of years. Jeff is a man of integrity, ingenuity, professionalism and true expertise in the area of reverse mortgages. When it comes to the invaluable option of a reverse mortgage, there is no one else with more experience or with whom I would trust more, for both my own personal business as well as my referrals, than Jeff Foody and his team at Northwest Reverse Mortgage."

Shawn L.

Harris Berne Christensen LLP

"I’ve known Jeff Foody for over a decade. He knows the reverse mortgage industry inside and out. No one has more knowledge than Jeff on the subject. More importantly, he takes great care to thoroughly answer all questions asked of him and makes sure everything is done correctly. I fully endorse Jeff Foody. Shawn Lindsay, Oregon Attorney."

Ron L.

Satisfied Customer

Jeff is a man of Great integrity. Very Honest and straight shooter

Betty P.

Jeff, Breazy and Ginny were so helpful, knowledgeable and just plain nice.Jeff allowed me to proceed at my pace and was never pushy. I would (and already have done so)recommend Northwest Reverse Mortgage to everyone. They make you feel really comfortable with the decision to take out a reverse mortgage. After my loan closed I found myself missing my interaction with Jeff. How often can a person say that after borrowing money?? This is definitely the company to use for your reverse mortgage!

Tom S.

Excellent, excellent and excellent. The team at Northwest basically rescued us, after a bad experience with another national company. I highly recommend them. They give genuinely personal service and also very professional service. They know what they are doing!


“Craig and Sylvia both take medication to stay in good health. The cost of monthly meds and treatments makes it difficult for them to find the money needed to maintain the quality of life they once enjoyed…”

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© 2019 Northwest Reverse Mortgage, LLC NMLS #1834787

Licensed in Oregon, Washington, California and Idaho

Office: (800) 806-1472
Toll Free: (800) 806-1472
Fax: (541) 253-4370

Central/Southern Oregon Contact:


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Contact Us

Northwest Reverse Mortgage
10121 SE Sunnyside Rd
Ste 300
Clackamas, OR 97015
Phone: (503) 427-1667

Gresham Area

Northwest Reverse Mortgage, LLC. ML- 5797/ CL-1834787/ DFPI# 60DBO-140333. Equal Opportunity Mortgage Broker licensed in Oregon, Washington, Idaho and California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Credit on approval. Terms subject to change without notice. Not a commitment to lend. Contents not provided by, or approved by FHA, HUD or any other government agency. All potential tax benefits should be verified with a professional licensed tax advisor. NMLS Consumer Access

At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds; charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees; the loan balance grows over time and interest is charged on the outstanding balance; the borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home; interest on a reverse mortgage is not tax deductible until the borrower makes partial or full re-payment.